Financing that helps you
help others in need.

Financing that helps you
help others in need.

California’s affordable housing and workforce housing developers turn to Century to get projects off the ground quickly and reliably.

Our acquisition loans, bridge loans, construction loans and permanent loans have already supported the development of more than 50,000 quality multifamily affordable homes.

Acquisition Loans

  • Vacant land or existing assets
  • Take advantage of programs like GSAF and LACHIF for added leverage

Bridge Loans

  • No prepayment penalties for a more flexible time frame
  • Loans available quickly to respond to your immediate needs

Construction Loans

  • Reliable draw servicing keeps your contractors on the job and keeps your carrying cost at a minimum

Permanent Loans

  • 17-year maximum term designed to work with your LIHTC deal and provide better rate security
  • Flexible prepayment penalties to take advantage of changing rates

In addition to utilizing our own funding, Century originates loans in partnership with successful city, county, and state programs:

Golden State Acquisition Fund (GSAF)

Los Angeles County Housing Innovation Fund (LACHIF)

Los Angeles New Generation Fund

Century financed developments throughout California

“Jamboree sees the model of converting hotels to Permanent Supportive Housing as a way to produce quality homes for formerly homeless individuals quickly and efficiently. In a time when public health is so intimately tied to the health of our unhoused residents, we’re grateful to have a financial partner like Century to help us navigate the challenges this model presents, especially at the acquisition stage, with flexibility and creativity.”

“Thank you very much for your support. We are nearing the finish line. Working under the current world conditions has been a challenge. You have made things better.”

“Your funding was the first commitment to the project, and was critically important! We appreciate our partnership with Century.”

“Thanks so much for your dedication in the middle of the pandemic and challenging times to finalize this loan. We really appreciate it and looking forward to a long term relationship.”

Our Clients

See Century’s 25-Year Report for more about our history and dedication to transforming lives throughout California.

Century Lending Staff

Century’s Lending team has a combined total of over 100 years of experience and works in conjunction with our in-house Loan Administration and Legal departments for responsive service and reliable delivery.

Serybrem (CB) Bass
Senior Loan Administration Officer
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Serybrem (CB) Bass

Senior Loan Administration Officer
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Serybrem Bass (“CB”) is Senior Loan Administration Officer for Century. She has been a part of the Century team for eighteen years and before transitioning to her current position, she worked as Sales Coordinator assisting first-time homebuyers with the purchase and escrow process. Ms. Bass assists clients in navigating the loan process, which includes lines of credit, acquiring of vacant lots, and constructing multifamily developments.

When not working to close housing loans, Ms. Bass enjoys time with her family and friends, participating in church activities and decorating for birthday, anniversary, and wedding celebrations.

Ms. Bass received her Housing Development Finance Professional Certification from the National Development Council.


Karen Bennett-Green
Vice President,
Loan Administration
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Karen Bennett-Green

Vice President, Loan Administration
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Ms. Bennett-Green, Vice President of Loan Administration, is responsible for managing Century’s loan portfolio. She has more than 15 years of real estate loan experience, including commercial, multifamily, and affordable niches. She has extensive experience in working with tax credit terms, tax-exempt bonds, and Fannie Mae “Direct Underwriting Service” transactions. She was a housing specialist for the Housing Authority of the City of Inglewood before going to the Kaufman and Broad Multi-Housing Group in Long Beach where she oversaw all aspects of risk management for Low-Income Housing Tax Credits (LIHTC) of an 8,000-unit Section 42 portfolio.

Ms. Bennett-Green received her Bachelor of Science in Criminal Justice from California State University, Los Angeles, and has her Housing Development Finance Professional Certification from the National Development Council.

Tracey Burns
Vice President,
Construction Lending
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Tracey Burns

Vice President, Construction Lending
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Tracey L. Burns, Vice President of Construction Lending, is a seasoned professional who has been in the affordable housing industry for the last 18 years. Ms. Burns is responsible for Century’s urban infill construction and affordable housing lending programs throughout California. Most recently, Ms. Burns was selected to oversee the Century Emerging Developers Capital Fund designed to promote minority professionals by increasing their access to capital. Ms. Burns has underwritten more than $520 million in predevelopment, acquisition, and construction loans which resulted in more than 2,300 workforce and low-income housing units.

Prior to her employment at Century Housing, Ms. Burns worked with Kaufman and Broad Multi-Housing Group as an Acquisitions Specialist, responsible for evaluating prospective deals and securing documentation for all land acquisitions.

Ms. Burns is a board member of the Executive Committee at the USC Lusk Center for Real Estate, a leading institution in real estate and affordable housing; and she is an advisory member of the Harbor Sustainability Gateway Project, a community-based advocacy organization in the Harbor Gateway South Community. Ms. Burns is working with community leaders to develop a safe and secure recreational area replacing a blighted lot with an environmentally sustainable facility for disadvantaged youth. Ms. Burns also oversees community funding for the Boys and Girls Club of the Los Angeles Harbor Gateway.

Ms. Burns graduated from California State University, Dominguez Hills, with a Bachelor of Science in Public Administration and a concentration in Criminal Justice. She is a member of the African American Real Estate Professionals (AAREP) as well as an alumna in the Ross Minority Program in Real Estate at the USC Lusk Center. Ms. Burns is also a guest lecturer at USC in real estate development and financing.

Nick Friend
Vice President, Lending
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Nick Friend

Vice President, Lending
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Nick Friend acts as Vice President of Lending at Century’s Northern California office.

Mr. Friend recently served as Mortgage Officer at the Community Preservation Corporation and as Associate at Citi Community Capital. He has a strong interest in community development, finance, CRA investment banking, and real estate.

Mr. Friend received his Master’s in Business Administration in Real Estate/Entrepreneurship from Columbia University and his Bachelor of Arts in Architecture and Urban Studies from Yale University.


Josh Hamilton
Senior Vice President,
Lending
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Josh Hamilton

Senior Vice President, Lending
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As Senior Vice President of Lending, Mr. Hamilton oversees Century’s affordable and workforce housing lending platform. Mr. Hamilton is a seasoned professional with over 15 years of experience in affordable housing finance. Since joining Century in 2016, Josh and his team have closed over 150 loans totaling more than $525 million for affordable housing projects throughout the State of California. Century Housing has consistently been listed as one of the top 20 lenders of affordable housing in the nation, by volume, and is one of the largest lenders of affordable housing in the State of California. Prior to Century Housing, Josh was a loan officer with PNC Bank where he was responsible for originating more than $300 million in financing throughout the nation primarily for affordable housing properties.

Josh graduated from the University of California, Los Angeles cum laude with a degree in Political Science. Upon graduation, Mr. Hamilton served in state government as a California State Senate Fellow with a focus on affordable housing and local government policy. Additionally, Mr. Hamilton earned a Masters in Real Estate Development through the School of Public Policy at the University of Southern California.

Betty O’Quinn
Senior Loan Administration Officer
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Betty O’Quinn

Senior Loan Administration Officer
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Betty O’Quinn has been in the Mortgage and Real Estate industry for over 20 years and with Century for the past seven years. As Senior Loan Administration Officer, Ms. O’Quinn expertise in constructions, acquisition/bridge, and pre-development loan closing has produced millions in rapid funding. Ms. O’Quinn is responsible for collecting due diligence, loan contracts, site inspections, and administering payments for borrowers.

Prior to working at Century, Ms. O’Quinn served for nine years at Bank of America as Loan Representative with duties including loan servicing, pay-off, real estate taxes, UCC filings, and foreclosures. Betty takes pride in making sure the needs of our internal and external clients are met expeditiously.


Contact a Loan Officer

Josh Hamilton
Senior Vice President, Lending
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(310) 642–2030

Nick Friend
Director, Lending
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(415) 816–2462

Tracey Burns
Vice President, Construction Lending
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(310) 642–2004

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